This course is design to show you why you need to make a professional plan for your retirement. Learn how to optimize your benefits for the dollars invested and make sure that you and your family receives the maximum benefits. Learn how CSRS and FERS annuities and Social Security benefits are calculated and how your health and life insurance benefits carry over into retirement. This course, will teach you about the different investment funds of the Thrift Savings Plan. Also, the possible dangers and pitfalls in the distribution TSP funds at retirement will be discussed.