~~~~~ Day Two of Three ~~~~~
Annuity Computations
    Computing creditable service
    Components of the "High-3" average salary
    CSRS and FERS basic annuity computations
    Computations of special employee categories
    Reductions to CSRS and FERS annuities
    Cost of Living Adjustments (COLA’s)
CSRS Voluntary retirement annuity contributions
Survivor Benefits
    Selecting survivor benefits
    Survivor benefits of deceased federal employees
    Death after separation from federal service
    Insurable interest eligibility
    Court awarded survivor annuities
    Parameters for children's survivor benefits
    The major pitfalls in the survivor benefits
Health and Life Insurance Benefits (FEHB/FEGLI)
    Eligibility considerations for the FEGLI
    FEGLI continuation coverage options
    Order of Precedence for FEGLI benefits
    FEGLI benefits in retirement – very important!
    Post-retirement coverage under the FEHB
    FEHB and Medicare
Social Security/Medicare Benefits
    Key terms and definitions of the Social Security program
    Social Security eligibility requirements
    Windfall Elimination Provision (WEP) and Government Pension Offset (GPO)
    Eligibility requirements for Medicare
    ~~ End day two ~~

~~~~~ Day Three of Three ~~~~~
Income Tax Considerations
    Application of basic tax rules to CSRS/FERS benefits
    Taxation of TSP annuity payments
    Taxes applied to Social Security benefits
    Sources of information about retirement income taxes
Life after “Retirement”
    Use of leisure time
    Volunteering
    Vocational activities
    Start a business
    Employment after retirement
    Where to live
    Cost of relocating

Application Forms and Information
    Uses of the various retirement application forms
    Information sources available to federal employees
    Methods for making changes to your records
    Points of contact for questions
    Resolving common retirement problems
     ~~ End day three ~~